Are you a commercial truck driver or business owner thinking about buying a new or used truck? You may not be aware of it, but you’ll likely need insurance to drive your truck off the lot and get it into service-ready condition. Short-term (or temporary) truck insurance provides coverage for the risks you face driving your truck before securing long-term insurance for your vehicle. In this article, I’ll reveal the 5 best short-term truck insurance providers and explain what you need to know to purchase temporary truck coverage.
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Progressive Commercial is a division of Progressive Insurance, one of the largest insurance providers in the United States. Progressive Commercial offers a range of insurance products for businesses, including commercial truck insurance. They provide coverage for a variety of commercial vehicles, including tractor-trailers, box trucks, and dump trucks.
Progressive Commercial offers flexible payment options, allowing you to choose a payment plan that works for your budget. They also offer a variety of coverage options, including liability, physical damage, and cargo coverage. Additionally, they provide 24/7 customer service and claims support.
One of the unique features of Progressive Commercial is their usage-based insurance program called Smart Haul. This program uses telematics technology to track your driving behavior and offers discounts based on safe driving habits.
Overall, Progressive Commercial is a reputable insurance provider that offers competitive rates, flexible coverage options, and excellent customer service.
The General is a well-known insurance provider that offers a variety of insurance products, including short-term commercial truck insurance. They provide coverage for a range of commercial vehicles, including box trucks, cargo vans, and flatbeds.
The General offers short-term truck insurance policies for up to 30 days, making it a great option for businesses that need coverage for a specific project or event. Their application process is fast and easy, allowing you to get a quote and purchase a policy online in just a few minutes.
The General offers a variety of coverage options, including liability, physical damage, and cargo coverage. They also offer flexible payment options and 24/7 customer service and claims support.
One of the unique features of The General is its ability to provide insurance coverage for high-risk drivers or drivers with a less-than-perfect driving record. They offer affordable rates and can provide coverage for drivers with past accidents, DUIs, or other violations.
Overall, The General is a reputable insurance provider that offers affordable rates, flexible coverage options, and easy online application processes. They are a great option for businesses that need short-term commercial truck insurance for up to 30 days.
Geico Commercial is a division of Geico Insurance, one of the largest insurance providers in the United States. Geico Commercial offers a range of insurance products for businesses, including short-term commercial truck insurance.
Geico Commercial offers short-term truck insurance policies for up to 30 days, making it a great option for businesses that need coverage for a specific project or event. Their application process is fast and easy, allowing you to get a quote and purchase a policy online in just a few minutes.
Geico Commercial offers a variety of coverage options, including liability, physical damage, and cargo coverage. They also provide 24/7 customer service and claims support.
One of the unique features of Geico Commercial is its ability to provide insurance coverage for a variety of commercial vehicles, including dump trucks, box trucks, and tractor-trailers. They also offer discounts for businesses with multiple vehicles and safe driving records.
Overall, Geico Commercial is a reputable insurance provider that offers competitive rates, flexible coverage options, and excellent customer service. They are a great option for businesses that need short-term commercial truck insurance for up to 30 days.
Farmers Insurance is a well-established insurance provider that offers a variety of insurance products, including short-term commercial truck insurance. Farmers Insurance provides coverage for a range of commercial vehicles, including box trucks, flatbed trucks, and tractor-trailers.
Farmers Insurance offers short-term truck insurance policies for up to 90 days, making it a great option for businesses that need coverage for a longer period. They also offer flexible payment options, allowing you to choose a payment plan that works for your budget.
Farmers Insurance offers a variety of coverage options, including liability, physical damage, and cargo coverage. They also provide 24/7 customer service and claims support.
One of the unique features of Farmers Insurance is its commercial truck insurance program, which offers specialized coverage options tailored to the unique needs of commercial truck drivers. This program includes coverage for goods in transit, towing and labor costs, and rental reimbursement.
Overall, Farmers Insurance is a reputable insurance provider that offers comprehensive coverage options, flexible payment plans, and excellent customer service. They are a great option for businesses that need short-term commercial truck insurance for up to 90 days.
Nationwide Commercial is a division of Nationwide Insurance, one of the largest insurance providers in the United States. Nationwide Commercial offers a range of insurance products for businesses, including short-term commercial truck insurance.
Nationwide Commercial offers short-term truck insurance policies for up to 90 days, making it a great option for businesses that need coverage for a longer period. Their application process is fast and easy, allowing you to get a quote and purchase a policy online or over the phone.
Nationwide Commercial offers a variety of coverage options, including liability, physical damage, and cargo coverage. They also offer discounts for businesses with multiple vehicles and safe driving records.
One of the unique features of Nationwide Commercial is its usage-based insurance program called SmartRide for Business. This program uses telematics technology to track your driving behavior and offers discounts based on safe driving habits.
Overall, Nationwide Commercial is a reputable insurance provider that offers competitive rates, flexible coverage options, and excellent customer service. They are a great option for businesses that need short-term commercial truck insurance for up to 90 days.
In conclusion, there are several reputable insurance providers that offer short-term commercial truck insurance options for businesses. Progressive Commercial, The General, Geico Commercial, Farmers Insurance, and Nationwide Commercial are all excellent options to consider. Each provider offers flexible coverage options, competitive rates, and excellent customer service. When choosing a provider, it's important to consider your specific needs and budget to find the best policy for your business.